Escondido - San Marcos - Vista - Poway - Rancho Bernardo - Rancho Penasquitos - Scripps Ranch - Ramona - Carmel Mountain

home / contact us / privacy policy  
 
 
 
 
 
 
 
 
 
 
 
 
 

 
Rent vs. Buy in San Diego

Did you know that the average mortgage payment costs about the same, sometimes less, as the average rent payment? It's true, if you are paying $850 per month in rent, you could be making mortgage payments on your own $105,000 - $110,000 home. That would probably buy you a lot more space (and privacy!) than you have right now.

Did you know that right now there are numerous types of home loans available in the San Diego area, some with surprisingly low down payments or even ZERO Down Payment? There are special government programs available in the San Diego real estate market that help first-time home buyers come up with a down payment, even while they are paying rent.

Plus many area sellers are willing to pay all or part of your closing costs when you purchase a home.
The majority of people who rent in our metro area said the biggest reason they don't even check to see if they can buy a home is that they are afraid of pushy salesmen, or feeling obligated to buy when they are not ready.

How do you stay in control, and figure out how much home you qualify for?
We always advise our clients to get preapproved for a loan before they start to look for homes. There are so many things this accomplishes.

  • First: You are in control when you're preapproved. You know what you can and can't afford, and what kind of real estate loans you can get. You also know if you need the seller to pay closing costs and can use this in your bargaining.
  • Second: We can help you screen real estate lenders. If you have one who says," We don't do zero down home loans," you possibly want to try another. We have found the aggressive lenders have national contracts to keep up on new loans for people.
  • Third: If there are credit problems, you have time to get them off your record. A good lender will help you do this. If you wait until after you have found a home you love, you may lose it if you have credit glitches that could have easily been handled first.

How Do I Start?
If you'd like to see if purchasing a home is a better option for you than paying rent, we offer free, no-obligation loan pre-approval right here, right online. You can find out what your home payments would be and how they compare to the rent you are now paying.

 

 

 



 

 

Escondido Real Estate
A community rich in history and culture, Escondido is home to wonderful antique shops, fine-dining, and state-of-the-art theater at the California Center for the Arts, Escondido. The center's $81 million complex is dedicated to presenting performing and visual arts, and is a full-service conference center. In addition to a spectrum of things to see and do, the area around Escondido includes the San Diego Wild Animal Park, San Pasqual Battlefield Museum, Heritage Walk at Grape Day Park, Welk Resort Center, Iceoplex iceskating complex, Escondido sports center, wineries, boating, shopping, dining, golf and a charming downtown. Escondido also has a Certified Farmer's Market each Tuesday and some of the best antiquing. There is always something for everyone in Escondido.

Poway Real Estate
Poway is a thriving community with an abundance of activities for visitors to enjoy. Known as the meeting place of the valleys, Poway is nestled in an idyllic valley surrounded by mountains. Visitors can enjoy the historic Heritage Museum and Poway-Midland Railroad, as well as the hiking at the Blue Sky Ecological Reserve and Goodan Ranch. Lake Poway and Old Poway Park are ideal for group activities or a leisurely picnic. Play a round of golf at Maderas Golf Club and enjoy an overnight stay at the Poway Country Inn

Rancho Bernardo Real Estate
Termed a 52-week vacationland, Rancho Bernardo is home to many fine accommodations, golf courses, and the Bernardo Winery, one of the oldest continuously operating wineries in Southern California. People are in awe as they drive Interstate 15 from either direction and come upon the lush valley nestled between rock-studded hills. Rancho Bernardo, a relatively new community in Southern California, was developed as a planned community in the early 60's. Now with a population of 40,000, it is noted for its high quality lodging, dining, boutique shopping, golf courses and one of the best school districts in the state.

Rancho Penasquitos Real Estate

Scripps Ranch Real Estate

San Marcos Real Estate
San Marcos is one of the most dynamic cities in San Diego North. While the multiple dining options at historic Old California Restaurant Row and the nearby Edwards Cinema make it attractive to visitors, San Marcos has become a viable educational and commercial center with one of the newest state universities, California State University, San Marcos. The community also boasts the area's only lakeside resort, Lake San Marcos Resort, that has a relaxed resort climate loved by visitors and residents alike.

Vista Real Estate
In 18 square miles of scenic foothills, just seven miles from the Pacific Ocean, lies the attractive City of Vista. Rising from a height of 160 to 300 ft. above sea level, Vista claims the most ideal weather and temperature climate in the United States, with smog virtually unknown to the area. There are thousands of acres producing citrus fruits, avocados, macadamia nuts, flowers, cactus, and some rare fruits, as well as vegetables. Vista also hosts a variety of attractions of interest to tourists including the Moonlight Amphitheatre, the Avo Playhouse, the Rancho Buena Vista Adobe, The Wave Waterpark and multiple special events including the Antique Gas & Steam Engine Museum's very popular "threshing bees" held the third and fourth weekends of June and October.

Valley Center Real Estate
Valley Center invites you to visit its community, 95 square miles of rustic beauty, and just 45 miles north of San Diego. The annual Valley Center Western Days are held each Memorial Day weekend and Bates Nut Farm, operated by four generations of the Bates family, offers incredible values on nuts and candies. It also offers a wide array of activities from arts and crafts fairs in the summer, a pumpkin patch in the fall, and holiday activities. Children of all ages will enjoy Bell Gardens, a full-scale working farm that offers beautiful picnic grounds, vegetables stands, train rides and more. Those longing for a rural life have found a home in Valley Center, where you can find beautiful orange groves, working horse ranches, vegetable farms, and hiking and riding trails.

Ramona Real Estate
Located at the foot of the Cuyamaca Mountains, Ramona is known as the Valley of the Sun. Ramona offers its visitors a variety of great outdoor activities including hiking, mountain climbing, tennis, swimming, and horseback riding. Nearby Lake Sutherland offers a relaxing scenic option for nature lovers and photographers. Roadside produce stands abound and visitors must visit the Guy Woodward Museum on Main Street. Ramona was known as the Turkey Capitol of the World. Thousands of turkeys were raised and shipped all over the world. Ranches and homes have replaced these farms but the community still enjoys its rural atmosphere and friendliness.

 

real estate - real estate listings - real estate sales - real estate property listings - real estate agent - prudential real estate - century 21 real estate - real estate mls - coldwell banker real estate - remax real estate - remax realty - prudential realty - coldwell banker realty - century 21 realty - realty executives - keller williams realty - era realty

real estate property listings - properties - property - property for sale - home sales - home for sale - sell my house - realtor - realtors - realtor.com association of realtors - homes for sale